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Mortgage & Lending

They Found Their Dream Home at 9pm.

In hot real estate markets, pre-approval isn't a formality—it's a weapon. Buyers find houses at night, need pre-approval letters by morning, and make offers before lunch.

Trusted by mortgage & lending leaders7-day free trial
78%
of borrowers use the first lender who responds intelligently

They're not rate shopping—they're urgency shopping. Whoever shows up first with answers wins.

Mortgage applications after 6pm
52%
The Uncomfortable Truth

You're Not Losing to Better Competitors You're Losing to Faster Ones

In hot real estate markets, pre-approval isn't a formality—it's a weapon.

Buyers find houses at night, need pre-approval letters by morning, and make offers before lunch.

The lender who responds at 9pm with intelligent rate questions gets the loan.

You responded at noon with 'Thanks for your inquiry.

  • House hunting happens at night. Your loan officers work 9-5.
  • Pre-approval requests are urgent. 4-hour response might as well be 4 days.
  • Rate shoppers contact 5+ lenders. First intelligent response wins.
  • Your $300 leads go cold while LOs juggle existing applications

The 9pm Problem

Monthly mortgage applications85 leads
Applications engaged within 1 hour30 leads
Hot leads lost to slow response55 leads
Average revenue per funded loan$8,500
Annual revenue lost to slow response$935,000+

*Based on 25% pull-through for fast responders vs. 10% for 4hr+ response

What if you were first on every application?

Those 55 'lost' leads at improved pull-through could be 14 additional funded loans annually. At $8,500 per loan, that's $119K recovered.

See the Difference

Same Lead. Two Very Different Outcomes.

Watch what happens when a lead comes in—and how you respond.

Without Rocket Agents

9:15 PM
Buyers find dream home online
Need pre-approval to make offer, submit to 5 lenders
9:16 PM
Your LO is at dinner
Application sits in queue with 4 others
9:25 PMLOST
Lender A responds
Captures income, asks about timeline, begins pre-approval process
9:45 PMLOST
Lender B responds
Second option engaged, buyers feel covered
8:30 AM
Your LO calls
'Thanks for your application!'—goes to voicemail
11:00 AMLOST
Buyers make offer
Pre-approval letter from Lender A attached. You never got the chance.
Result: Revenue Lost

Same lead, same intent, same opportunity. Lost to a faster competitor.

With Rocket Agents

9:15 PM
Buyers find dream home online
Need pre-approval to make offer, submit to 5 lenders
9:15 PM
Rocket Agents responds instantly
Confirms property type, captures income range, timeline urgency
9:22 PM
Borrowers qualified
$150K income, 20% down, 750+ credit, offer tomorrow
9:25 PM
LO looped in immediately
Hot alert: qualified buyers, urgent timeline, dream home found
9:30 PMBOOKED
LO calls back personally
Has full context, discusses rates and programs efficiently
11:00 AM Next DayWON
Offer submitted with your pre-approval
$450K purchase, $8,500 in revenue. Won because you were first.
Result: Revenue Won

You showed up prepared. They showed up ready to buy.

Stop losing leads to slower competitors.

See how Rocket Agents works for mortgage & lending in a 15-minute demo.

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The Numbers

What Mortgage & Lending Professionals See

Real results from professionals using Rocket Agents.

312%
More Applications
<60s
vs 6hr Industry Avg
67%
Pull-Through Rate
$8,500
Avg Revenue Per Loan
How It Works

From Lead to Closed Deal

Here's exactly what happens when you connect Rocket Agents to your lead sources.

Connect Your Application Sources

Website, Zillow, LendingTree—every application into instant response.

Income & Down Payment Capture

Basic qualification factors gathered in first conversation.

Timeline Assessment

Purchase vs. refi, urgency level, offer deadlines identified.

LO Connection

Qualified borrowers routed to appropriate loan officer with full context.

Pre-Approval Process Initiated

Document collection started while motivation is highest.

Built for Mortgage & Lending

Everything You Need to Win More Business

Features designed specifically for how mortgage & lending professionals work.

24/7 Application Response

Every mortgage inquiry answered instantly—including urgent purchase situations.

Income Pre-Qualification

Income range, employment type, and down payment captured automatically.

Urgency Detection

Hot buyers with offer deadlines flagged for immediate LO attention.

LO Matching

Applications routed to appropriate loan officer based on loan type.

Document Collection

Initial document requests sent automatically to speed the process.

Rate Watch Nurture

'Waiting for rates' prospects nurtured with market updates.

Social Proof

What Mortgage & Lending Leaders Are Saying

Hear from professionals who stopped losing leads to faster competitors.

"We were losing purchase loans to lenders who responded instantly. Now every pre-approval request gets immediate engagement. Our pull-through rate improved 40% in 60 days."
M
Marcus Johnson
Branch Manager at Premier Mortgage Group
"In this market, buyers need pre-approval letters by morning to make offers. If we don't respond at 9pm, they get pre-approved somewhere else at 10pm. Rocket Agents changed that."
J
Jennifer Chen
Senior Loan Officer at Summit Lending
"Rate shoppers contact 5+ lenders in one sitting. The first intelligent response wins. We went from fourth-to-respond to first-to-respond. Our volume doubled."
D
David Park
VP Production at Cornerstone Mortgage
Is This You?

Rocket Agents Is Built For

Mortgage brokers losing to faster direct lenders

Direct lenders have teams. You have AI. Level the playing field.

LOs who can't answer during closings and calls

Your best production hours are also your worst response hours.

Lenders paying for leads they're losing to slow response

$300 leads going cold while applications stack up.

Growing mortgage companies scaling production

Scale response before you scale headcount.

The ROI Is Simple

Rocket Agents monthly$499/mo
Average deal value$8,500 per funded loan
Extra deals to break even0.06 loans
Potential return on investment
142x ROI

Most lenders see improved pull-through rates within 30 days.

Yeah, But...

We hear these from mortgage & lending professionals every day. Let's address them head-on.

AI doesn't explain your rate matrix. Your loan officers do that. AI captures income, down payment, property type, and timeline so your LO can have a productive rate conversation instead of playing phone tag for basic info. That's not replacing expertise—it's enabling it.

They'll talk to your LO about their biggest purchase—after they've gotten past the initial hurdle of finding a lender who actually responds. When a buyer finds their dream home at 9pm and needs pre-approval by 9am, they're not looking for philosophy. They're looking for action.

Here's the truth: you never get to compete on rates if you're not in the conversation. Rate shoppers submit to 5+ lenders. The first two intelligent responders make the shortlist. If you respond in 4 hours, you're not on the shortlist—you're compared against decisions already made.

Your LOs are in closings, on calls, and living their lives at 10pm. During those times, leads are going cold or going to competitors. AI doesn't interfere—it bridges the gap. When your LO is available, they engage a warm lead with full context instead of a cold callback.

AI qualifies. Income range, down payment, credit profile, property type, timeline—all captured before your LO engages. Your loan officers spend time on pre-qualified prospects, not tire-kickers. That's better qualification, not less.

Ready to Stop Losing Leads?

Join mortgage & lending professionals who respond first, every time.

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